OWNER FINANCING 20% DOWN*** 55+ community *** LIMITED TIME AT THIS PRICE.Waterfront Living: Step into serenity with this charming 2nd floor apartment offering water views! Ascend the steps to discover a meticulously maintained 2-bedroom, 2-bathroom condo nestled in the desirable Lucerne Pointe community. This Melrose model, spanning 1244 square feet of living space, showcases vaulted ceilings, a cozy breakfast nook, a convenient pass-thru window to the dining room, and more! With a 2020 A/C unit and a 2022 water heater, this home ensures modern comfort. Revel in the beauty of nature as you observe the wildlife and water birds in the tranquil surroundings of this low-traffic area. For recreation, choose between the nearby satellite pool or the luxurious clubhouse poo